FUNCTIONAL GATEWAY AS AT 5.11.07

A. New Sign-Up Via SMS for Mobile Agents

B. Reply from New Mobile Agent (Upon Sign-Up)

C. New Sign-Up Via SMS for Placement

D. Balance Inquiry

E. Transfer of MyPoints

F. SMS Order

G. Cash Withdrawal from MyPoints Statement

H. Business Network Enquiry

I. MyPoints Statement Top-Up

J. Upgrading to MP

K. Ranking & MP Status Inquiry

L. Update of Personal Financial Details

M. Change of SMS Mobile PIN

N. Retrieval of SMS Mobile PIN

O. SMS Report

P. Personal & Group Sales Inquiry

Q. SMS Order for Third Party

R. Resend Cards Purchased On Specified Date

S. Activation of Bonus / Incentive Information

T. Testing of MyPoints Statement Top-Up

U. Reactivation of Suspended MyPoints Statement